Trailer Financing at Goliath Trailers

trailer hitched to truck

At Goliath Trailers, we offer flexible trailer financing options, making it easy to own the trailer you need. Whether you're looking to invest in a new heavy-duty dump trailer or an equipment trailer for your business, our trailer finance options can help. Our rent-to-own trailers, low rates, and instant approvals make driving away in a new trailer affordable and easy. This financial flexibility is perfect for entrepreneurs, like those eager to start their own hotshotting business without a hefty upfront cost. Let our trailer financing help you take the next step in expanding your business or starting a new venture.

Our Trailer Finance Options

Sheffield Financial

power equipment, powersports equipment and trailers for most major brand names in the industry. Backed by one of the nation’s largest financial holding companies, they offer innovative financing options, friendly service, and quick credit decisions.

Sheffield Financial lending is offered for all of Goliath’s trailer makes and models. Sheffield Financial offers zero down (not all cases0, unbeatable rates, instant result/turn-a-round, no prepayment penalty, different interest options and multi-payment options.

Interest rates range from 7.49% -15.99%

REQUIREMENTS

Consumer

  • 2 valid forms of Govt. Issued ID
  • Social Security #
  • Credit Score 660+
  • Established credit history (2+ years)

Commercial

  • Schedule c: Proof of business formation
  • All owners (50% +) on application
  • *Getting pre-qualified will not harm your credit
Synchrony Financing

the trailer industry. Synchrony offers fast approvals for credit profiles ranging from sub-prime to Excellent. Finance any trailer brand + accessories and equipment.

Standard interest rates starting at 7.99%

REQUIREMENTS

  • 2 valid forms of Govt. Issued ID
  • Social Security # or ITIN
  • Must be 18 years +
Click Lease Finance

$500 up to $25,000. Clicklease is a soft credit pull that won't harm your credit score by applying. Businesses and start up friendly for individuals.

Don't have a business yet? No problem! Apply as a Sole Proprietor and use your first and last name as the DBA to get instantly approved.

All Credit Welcome!

REQUIREMENTS

  • Social Security # or ITIN
  • Driver's license
  • No Docs Required
  • Must be 18 years+
Rock Solid Funding

dealers and retail customers. They have achieved a well above average approval ratio and you'll love what separates them from the pack:

Rock Solid Funding offers Low Competitive Rates with Flexible Terms. They also have a quick turnaround on any application. Leasing Options are available through Rock Solid Funding

All Credit Welcome!

REQUIREMENTS

  • 2 valid forms of Govt. Issued ID
  • Social Security # or ITIN
  • Must be 18 years +
  • For any additional requirements, please contact Rock Solid
C3 Rentals

They help individuals become trailer owners by eliminating barriers and empowering them by giving them options.

An easy alternative to buying trailers directly, their rent-to-own options are flexible, fast and easy. You can take a trailer home today, start making money on it, and make it yours after completing a payment plan that works for you.

REQUIREMENTS

  • Must be 18 years +
  • Valid Driver's license
  • Non-expired Vehicle Registration (in applicant's name)
  • Proof of Residence (Utility bill - electricity, water, gas, cell phone, etc.) Must be dated within last 60 days
Trailer Solutions Financial

provide you with the great finance options for your purchase. Trailer Solutions Financial makes finding the perfect financing for your new trailer super easy. If you have less than perfect credit, our partners at TSF can almost certainly assist you!

TSF offers financing on new or used trailers with fast response times through a personal review of your credit file to find the best option for you and your trailer. They provide terms of 36 months to 240 months with a minimum of $2500 to no maximum on the financing of any trailer.

Subprime Credit Options Available! Rates as Low as 5.5%! As Little as 10% Down! Simple Interest and No Prepayment Penalty!

REQUIREMENTS

  • 2 valid forms of Govt. Issued ID
  • Social Security # or ITIN
  • Must be 18 years +
  • For any additional requirements, please contact TSF
Mazzo Capital

access the capital needed to accomplish their goals. Their experienced team is proud to partner with small businesses across the nation and provide the highest level of service every step of the way.

MAZO is happy to help your business finance any brand of trailer, new or used. Down payment and interest rates vary based on credit worthiness.

Specializing in commercial lending, including startup

REQUIREMENTS

  • Valid Driver’s License
  • Valid Social Security #
  • Company name (Registered w/SOS)
  • Employer Identification Number
  • Works with wide range of credit profiles from sub-prime to excellent

How Does Our Trailer Financing Work?

Here’s how to get started with our trailer financing process:

  1. Submit an Application: Visit us in Hattiesburg, MS, to apply in person, or fill out one of our easy and secure online trailer finance applications from the comfort of your home.
  2. Get Approved: Our partners will review your financial history to determine your interest rates. If you qualify, we’ll tailor a fixed monthly payment plan that suits your budget.
  3. Drive Away With Your New Trailer: Once approved, you can start shopping for the trailer you need. When you find and purchase your trailer, you'll just need to make your monthly payments.

We have several trailer financing options for new and used trailers. Each financing institution has different application requirements. This includes a driver's license, social security number, proof of residence, and vehicle registration. Some trailer finance plans may require other documentation.

What Are the Benefits of Trailer Financing?

We have multiple trailer financing options available, such as rent-to-own trailers and zero-down offers. These trailer finance options are beneficial for individuals or businesses with smaller budgets. With quick approvals and competitive rates, our options are designed to be straightforward and stress-free. This ensures you can secure the trailer you need without financial strain.

Our trailer financing plans are tailored to meet your specific needs, providing flexible payment plans that work with your budget. As a result, you can manage your finances better without compromising the quality of your trailer. Whether you're looking to finance a small utility trailer or a large equipment trailer, our financing options help break down the barriers to ownership. It's easier than ever to get approved and start using your trailer right away.

Cargo Trailer Financing
Finance Your New Trailer
Trailer Financing in Mississippi

Our Rent-to-Own Trailer Options

We understand that not everyone has the immediate funds to purchase a trailer outright. That's why we offer rent-to-own trailer options, which are designed to be budget-friendly and accessible, even for those with low or no credit. Our rent-to-own trailers allow customers to make manageable payments over time. This trailer finance option is particularly advantageous for individuals or businesses that need a trailer now but are constrained by budget limitations.

Dump Trailer Financing

Dump trailer financing is an essential option for industries like construction. Construction businesses often use dump trailers to transport and unload materials like sand, stone, and demolition debris at various sites. By opting for a trailer finance plan, your company can get a high-quality dump trailer without the upfront financial burden. This will allow your business to maintain liquidity for other operational needs. The financial flexibility from dump trailer financing can let your construction company take on new projects and expand its services.

Cargo Trailer Financing

Cargo trailer financing is a vital tool for various industries that require secure, enclosed transport solutions for their goods. Industries such as catering, event planning, and mobile retail extensively use cargo trailers to transport equipment, supplies, and inventory safely. For instance, an event planner can use an enclosed trailer to transport decorations, audio equipment, and furniture to various event locations. This creates a mobile business model that can offer services across a wider area without significant initial investments. Similarly, individuals often finance cargo trailers to move furniture or transform it into a mobile recreational space for camping. Cargo trailer financing makes it possible for both businesses and private users to meet their hauling needs without breaking the bank.

Equipment Trailer Financing

Companies in the agriculture, construction, and landscaping industries often rely on equipment trailers to haul large items like tractors, excavators, and commercial mowers. For example, in the hotshotting business, operators use equipment trailers to deliver materials and machinery quickly over long distances. Our trailer finance options allow them to expand their fleet and take on more contracts without the immediate financial toll. Equipment trailer financing offers a payment plan that can help your business lower monthly expenses and grow your business opportunities.

Gooseneck Trailer Financing

Our trailer finance options are different for gooseneck trailers. Some of our financing options have restrictions on gooseneck trailers. Notably, Rock Solid Funding does not finance gooseneck trailers longer than 30 feet, and MAZO Capital Solutions sets their limit at 36 feet. Additionally, Sheffield Financial does not provide financing for any DP Platinum Star trailers. You should be aware of these exceptions if you want to finance a gooseneck trailer.

4 Trailer Financing Tips

1. Saving Up for Your Downpayment:

The amount of your downpayment plays a role in shaping your trailer financing terms. By increasing your downpayment, you can decrease the total amount financed, which often results in lower interest rates and shorter loan terms. Consider saving at least 15% of the trailer's cost for your downpayment to secure the most beneficial trailer finance offer.

2. Knowing Your Credit Score:

Before applying for trailer financing, it's essential to understand your credit standing as it significantly affects the terms and rates you'll get. A higher credit score can lead to more favorable interest rates and better financing offers. Aim for a credit score of at least 670 to improve your chances of approval and receive competitive rates. The approval process for our trailer finance options is different, so make sure you compare offers.

3. Compare Interest Rates:

When exploring our trailer financing options, compare interest rates and terms offered by various financing partners. Interest rates can vary significantly. Some offer rent-to-own trailer options without credit checks, providing a convenient alternative for those with low credit scores. Always review the specific terms and conditions of each offer, including any special deals or promotional rates that may be available. This will allow you to find the most cost-effective and suitable trailer finance plan for your needs.

4. Bringing Your Personal Identification Documents:

When you apply for trailer financing, you'll need to prove your identity and financial stability. Make sure you have your government-issued ID, proof of residence, or proof of income, and other documents ready. Each of our partners has different application requirements. For example, in rent-to-own trailer deals, where credit isn't that important, proof of residency is needed instead of your social security number.